Archive for September, 2020

Credit Scam Chapter 8

What are the tools used by the scammers?

The one single tool that is imperative for them to scam

is information.

They have to know the info to get in

and manipulate your credit card .

Notice that you are required to give personal info

when you make a purchase on line.

The card number is required

and also the cvv numbers at the back of the card.

Next is the name on the card and the expiration date. 

they can, of course, make a duplicate of this card from this data.

But card impressions are not used today.

Card readers are more secure if you use the card in person.

On line purchases require your date of birth in some cases.

Maybe don’t provide this as this item is now a very personal 

matter that warrants excessive concern on your part

and should be provided only if requested by phone.

Your credit is based on this.

Unfortunately there are other ways by which scammers

get their info on the card holders.

Fortunately, I do not have to tell you how they get info.

Simply because if I did, this knowledge may propagate

this evil enterprise.

I may just provide some ways to better

protect against scammers.

Such protection which I have in mind

has to have the cooperation of both card holders

and credit companies that issue the card.

It may be complicated.

But hey, it protects.



I have always believed that the metrics AWSTATS

is being manipulated.

Its individual sums do not tally with the totals.

The hits of two countries have been ignored.

In fact the number of  unique visitors

have been reduced by two.

These items do not get stagnant.

They always increase.

They do not get reduced, nor deleted.

WEBALIZER has always been accurate.

I do not pay to get them both.

The webhost, WHC,

includes them as part of the hosting service.

What’s up, Doc?

(looks like I need to replace my glasses, AWSTATS is OK now, sorry)

Credit Scam Chapter 7

As The Story Goes


It looks like I will be unable to make a draft. But what the heck, here goes for As the story Goes. Be informed that this story may be a fish story  So consider it as whatever it would to make you at peace.

Also, this is not meant to point the blame at Telus, Capital One Costco, my bank, the CRA, or even the RCMP. These well-meaning  ORGS are actually unawares that this is happening. What may be required, as a suggestion, is to store the data that are entrusted to them very selfishly. There are some unguarded moments that a concerted enterprise do slip through to commandeer their organizational controls and equipment

A call came to my land phone from the area code 315, New York, somewhere in Newark. Now I already made arrangements to the few people who would communicate with me to use other means than with my land phone. But I did contact a web hosting service in New York the day before so I answered the phone. The guy told me that there is a charge on my credit card for $1300 and another charge from ebay for $400, asking me if I would accept the charges. I said NO, adding “Where will I get that kind of money?”

He hung up before he could answer which credit card it was. It so happens that I was poring at one of my credit card balances on line. I could not see any charge on this card. He may also be looking at what I have on my screen, so I unplugged the wired internet connection to my Lenovo desktop and turned on my Alienware desktop to switch ip addresses and looked at the other credit card balances. Still OK. But I am aware that the guy had an East Indian accent. They all do.

Not long after comes another call from the same area code of Edmonton stating the finicky word “security, Capital One” asking for my credit card number starting with 5160. Sounds legit but since I am about to cancel this card anyway.

And besides I already called  Costco Ella who patched me through to Lora who called her Manager as I requested. I told her that I had my card shredded and to have my number cancelled. The manager, Cindy, cancelled the number and added that she will give me a new number. I agreed but to send the card to me only and only if I ask for it.

Going back to “security, Capital One,”she said her name was Mary, a common name of course, even call center people use aliases. So I gave her the number of the credit card that she did not know was already  cancelled. Also a lot of unnecessary questions she asked which I answered with mostly untrue data. She even got curious as to my year of birth which made me only a bit younger than Methuselah. At the end, she provided a confirmation code for the refund, CR1596. But then how will I get a refund if there is no charge to my account. She should have said “cancel” instead of refund.

Mary knows a lot of information about me, where I bank with, my credit card balance which happens to be zero, and my upcoming benefit rewards. She mentioned the address of my bank including the street by which it was laid out by Canadian street-naming method. This info is all in the paper bill as printed out. But she could not tell me which is the street and which is the avenue in the address she spelled to me. Worse, she could not tell me what shopping mall the bank branch is named for. She is at a lost even to what the word “mall” means. BUT, she did contact my cell phone using the Capital One  six-number official phone (227898).

The other person to call me, as promised by Mary, did call me. HE used a 780- area code phone number which seems to be close to my district. (wuups) My Alienware antivirus warned me of a quarantine of MyWebsearch.hrc just now while I post, and the language is in German. It reads Wir verkaufen lhre nicht an dritte. Cookie:Einstellungen Verwalten. (whatever that means.)

Anyway the guy who called me speaks fluent Canadian or American English, same as Mary, and he said the refund in question amounts to $900 from Germany. But I had to call this number first:

(star)721 705 300 1870

This I dialed using asterisk for star and an automated voice said “connection successful”.

The same guy was still talking. And he asked if I had other credit cards to which I said lots., which actually made him frantically eager for more info. Then I gave him the name of one bank which I had no dealings with.

During the course of this conversation with him I dialed the phone number that he is calling from with my cell phone. Guess what? That phone number is not connected. If it was, my cell would have beeped a busy signal. And Telus answered it cannot be connected.

And when the guy mentioned debit card number, I hanged up.

What ensued afterwards was several frantic calls to both my land phone and cell phone coming from several phone numbers. Ridiculous! One of them starts with 011-780. HAH! It is an overseas call from the district I am in.

Worst—-the last registered call had a phone number which began with the first three numbers of my own phone number  plus the 4-number PIN that I use for Telus.

Your question should be : “Where did the refund go?” It is certain that it will be in the Capital One Costco books as debit-refund, $900.



Credit Scam Chapter 6

This is not a surprise.

The last post increased the hits on this site

by 5000.

3500 hits comes from India

by viewing only the last post.

Watch for the revealing Chapter 7 post

captioned “As The Story Goes”

to come out within 10 hours from now.

Hey, I am compelled to now write a draft first.

My posts are mostly entered direct to the website,

no drafts.

I have to make one now.

This is one extremely fascinating topic

to dissect.

Credit Scam Chapter 5

It looks like this post has generated some stir

internationally about illicit money transfers

made primarily to launder money

and/or to avoid paying taxes.

Scams succeed because the trust in other people,

and/or establishment, has been abused.

Plus some information about the victim is utilized.

BTW, the *72 before a phone number is a forwarding call.

The number *721-705-300-1870

is actually *72-1-7053001870

which is actually a phone number of a website

on the host

This site asks for more info in writing.

But if a call can be transferred via *72,

could bank balances be transferred

using the same process?

We are now getting ahead of my story.

So we will try again with my next post.

After I figure out the next lottomax numbers, eh?


Credit Scam Chapter 4

It looks like there has been an attempt

in putting up a firewall on this blog.

The security of Web Hostng Canada worked

for this occasion.

Also, the whole story will be related as a whole

in the next chapter.

I am still waiting for Telus to reply to my email

asking about the probable scrupulous activities

of the telephone linemen in and/or out of the office.

The last frantic phone call to me came from a land line

very, very close to my address.

If you think that this is just a fish stiry,

you can also admit that it is well-spun,

or even well-baited.


(an asterisk before 13 phone numbers?)

Credit Card Scam continuar

(whatever that means)

anyway my phone call with Capital One Customer Rep Ella,

who certifies that she is still single, continues to another

phone call with Lora of Costco Capital One Mastercard.

Both ladies have nice, disarming voices, but I informed them

that I will publish thru this website what I may discover now

and this may be detrimental to the Costco Mastercard.

Some calls that I received regarding the modus operandi

are legitimate.

Some are not.

But I do not believe that Costco has any hand in it

and did not aid in the attempted scam of my credit card.

The company should do some better protection to their clients, though.

Right now I have emailed my phone company, Telus,

to determine exactly where this phone number led to.


When I dialed this as instructed, there was an automated reply

that said “connection successful”.

I also asked Telus in my email whether their linemen,

or IT techs,

are doing something illegal without authorization.



Credit Card Scam cont….

I see that you are dying to know how it is done.

Please be patient as I still have to verify

the phone numbers that I have.

And I just had my credit card shredded.

I have a new credit card number

but I am having this card number held

until I asked for it or,

if I ask for it.

The Manager’s name is Cindy.

Good, nice lady.

But her company’s fraud service hang up on me twice

when I mentioned the scam attempt.

This web  hosting service for

Shrapnel off The Wall

may also be at risk

as I am being pressed to provide a credit card number.

Boy, what a mess.


(maybe I should move to another web host)

Credit Card Scam

This is one modus operandi of scamming your credit card.

This post is actually still on the wraps.

Just gathering data.

This will will reopen today—

21 Bridges


21 Bridges.mp4

Q-Swab No. 1 — Novichok

This is Q-Swab No. 1,

so entitled because it seeks to tittilate

your nasal sensors enough for you to sneeze,

or at least take an irritated concern for it.


a chemical that attacks the brain,

has now been specified by a German Military laboratory

as the chemical used on Navalny,

a Russian oppositionist to the government.

While this Military Laboratory in the world is the only

one among the many international laboratories

which made similar tests on Navalny

but found him negative for Novichok,

the whole German government liderato

condemns Russia for this “crime against humanity”.

It still has to be established though,

that the other international laboratories which

made similar tests on Navalny,

were mistaken

What could now be established ,

is that Germany is intruding

on Russia’s political problems.

The situation has now been made possible

wherein Germany may either ask Russia

for a good explanation

or Gazprom

for a good discount on it’s gas prices.


(Germany has learned much from the Americans, eh?)


Q-Swab No. 2-Facebook Censorship

Facebook now informs its users

that it will remove any article or statement

posted on their websites if said articles or posts

will have them bear complaints

that may lead to legal action.

Since Facebook is offered free to its users,

it has all the rights and privileges to do this.

The users do not own Facebook.

This website of mine,

Shrapnel Off The Wall,

is paid for by me.

Any complaints about its contents

should be borne by me, 

and not my hosting provider WHC.

WHC may not remove  what I post here.

WHC may complain about my posts though,

in which case this will be a matter

between WHC and me.


Our Eden Lost

Adios  Patria  Adorada

Region  del  sol  querida,

Perla  del  mar  de  oriente,

Nuestro  perdido  Eden.


Eden Lost.mp4

Eden Lost.mpg