Social Insurance Contributions….


 The SSS is a social security insurance agency.

So is the GSIS.

These are supposed to accept cash contributions from people who are employed by witholding a portion of their wages. These contributions are channeled thru the employers who then remit these amounts the the secial security insurance outfits. There comes the problem when the employer fails to remit these contributions to the insurance outfit. The contributors will not be able to avail of the benefits from the insurance company.

It should be remembered that these social security insurance agencies are, by definition, insurance companies and as such will therefore invest the contributors’ money and thereafter return them in full at a predetermined time with interest. So the employer should pay interest for the time money is witheld.

If the employer fails to remit these contributions on time then they are breaking the law and are therefore liable for court action. If the employer happens to be a municipality or a city, then actions aginst this employer should be done thru the local government, specifically thru the Department of Local Government.

As of now, GSIS have no teeth to penalize erring local government entities but the DILG has. Offhand I would say, garnish some wages or wage portions of the employers/employees.***

I would blame also the GSIS for sitting on their haunches and waiting for things to happen by holding back its services to the public.

The GSIS should be able to communicate with the local government Treasurers, no? After all, it is the local government Treasurers that affect any transfer of money.

***pag hindi mabilis pa sa alas ocho after the garnishment

Jejomar Binay

Jejomar Binay

To watch Binay on  Harapan, click  here.

What impressed me most about Jejomar Binay is his idea of making the local governments play a more significant role in the governance of the country. He says that the municipalities should be provided with an increased budget and support from the central government. Such an arrangement would bring the central government much closer to and would  receive direct feedback from the people, and thereby a faster response would be provided. This would be one efficient way to alleviate the plight of the masses, and would therefore be the best way to eradicate terrorism and banditry.

 It was a mistake to merge the Departments of Interior and  the Local Government. Their functions were underrated and understated before this. Now their functions are nearly nullified. The Local Governments liaison with Malacanang were mostly those involving finances and thereby the Provincial Treasurer’s Offices enjoy the bulk of these relations. The Mayors were then left the responsibility of making trips to Malacanang to ask money for projects and the increase in the payroll and expense disbursements. Which were frustrating for these Mayors for they were often told that if they don’t belong to the party they would then have no money. Presently, and with the merger of the Local Government with the Interior Department, even these procedures have gone for naught. What took over these disbursements were now coming from Budget Management, which decides what and how much is due according to the pork barrel allocations. Money for the Local Governments depend, therefore, on the relationship between the Congressmen and Malacanang.

 Now the functions of the Department of Interior have always been misunderstood. Nobody could explain why this department has not been abolished ever since. What functions this department should have should be interpreted from what the name implies; and that is —-whatever happens inside the country is of the concern of the Department of Interior. The Secretary of Interior therefore becomes a very powerful officer in the Executive Department, second only and answerable to the President of the Philippines. He can overrule and chastise the other secretaries except the Secretary of Finance and Executive Secretary. Whatever happens inside the country is his concern.

 With the merger of these two departments into the DILG, its Secretary is loaded with a burden that would make anybody fail on some counts. And he did fail! The fertilizer scam got through on his watch, private armies proliferated, and disaster relief was a disaster.

 Comes now Jejomar Binay whose experience with Makati bolstered his confidence of his methods, (particularly in subsidizing health and education and seniors’ pensions), by providing the municipal governments with more resources for governance. Little does he realize that in 300 years of Spanish rule, the Governors General have been trying to do this. Saddled with a mediocre army that shouldered outdated arms and with too meager training, they sought the help of the Alcaldes and the Gobernadorcillos in manning the ramparts with their guardias civiles for police work and for the security of their own towns. They nearly succeeded in this but the problem of communication with the Alcaldes was never solved. They had to rely on the more organized network of the religious frayles. Alas, information were either lost or twisted when they arrive. And to make matters worse, the vacationing frayles who carry the “mail” very often make stopovers in Malolos or Bicol before they get to the Governor General’s Mansion or the Arzobispado.

 Today, praise the Lord and His texting regiments, communication is fast and no frayle is there to get in the soup. Jejomar Binay just might make his idea work. I know that if this happens, it will slowly reduce the activities of the NPA, if not clean them out altogether. Much more, it will remove the Mayors’ dependence on Malacanang for doling out the pork barrel. wizard1 (By the way, that Binay Harapan file is 75 mb. It might take you 2 minutes at 400 kbs to download it to your temporary file. It will come up surely, though)