Posted by cool_ambo on December 27th, 2014 | 0 comments
KAISER PERMANENTE is a health insurance company, and one that belongs to the category of Home Maintenance Org, or HMO for short. Needless to say, this type is of the marked contrast with the Canadian Health Care Insurance System, and is one that Americans should not be proud to talk about.
The name “permanente” says it all. In this system, clients cannot choose their doctors, cannot choose their hospitals, and does not apply outside of the state of LA. In simple words, the clients are stuck with it permanently. The benefits from it are not only limited, they are controlled.
My brother visited me in Edmonton, and my sister in Regina. He got sick seriously between these travels and lo, since he is an American, he had to pay for the doctor who treated him. And he was treated with much concern and extended time. The charge was minimal, as was dictated by Canadian Physicians’ ethics, but it was paid in cash. His prescribed medicine was also paid in cash which is higher than what Canadians would pay. Hospitals would cost exorbitantly by Canadian standards and a complete medical check-up would be out of the question. The doctor refused to make a formal diagnosis before my brother had a complete medical check-up. But his treatment was good enough for his travel back to the United of All States.
But I would emphasize the fact that here in Canada, doctors are available to see you immediately in three modes—by emergency, by medicenters which dot all the malls, and by your family doctor. In America, it is by good chance that you can get one, even with your family doctor. The emergency facilities in the hospital may not admit you, unless you are black and was shot by a policeman.
Curiously enough, a simple membership to the American Medicare system should have solved a lot of problems in the health system. The intended propagation of the Obamacare would have made the American Medical Health Care comparatively closer to the Canadian Health Care System.
What the Americans may be concerned about is the premiums to be paid the insurance system. The American employers and employees never had to pay health premiums before.
In fact, a whole lot of them do not pay for health insurance at all.
But if Canadians, who may have purportedly just got out of living in igloos, can do it; why can’t Americans, who can construct buildings which are high enough for planes to collide with, do away with the problem of premiums?
AH, but the Americans do have the knack of making bigger a problem out of the intended solution to the problem. This produces another, bigger problem as a result.